Free Tool
Workers' Comp Premium Calculator
Get an instant estimate of your workers' comp premium. Enter your class code, annual payroll, and state — no commitment required.
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Tell us about your business
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Include all employees classified under this code.
How It Works
- 1
Select your code
Search by industry or NCCI code number.
- 2
Enter your payroll
Use total annual payroll for all employees under this code.
- 3
See your estimate
Get an instant premium range based on real state rates.
The Formula
(Payroll ÷ 100)
× Code Rate
× EMR Modifier
= Estimated Premium
EMR (Experience Modification Rate) ranges from 0.75–1.25 based on claims history.
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