# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 2003 — Bakeries and Cracker Mfg (CA)

**Class Code:** 2003  
**Description:** Bakeries and Cracker Mfg  
**State:** CA  
**Rate:** $6.08 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 2003?

Class code 2003 covers planing mill operations where rough lumber is surfaced, planed, and shaped into finished lumber products. Work involves operating planers, molders, and other woodworking machinery. Hazards include machine contact injuries, wood dust, and noise.

## Who Does Class Code 2003 Apply To?

Planer operators, molder operators, and woodworking machine operators.

## How to Calculate Workers' Comp Premium for Class Code 2003

**Formula:** (Annual Payroll ÷ 100) × $6.08 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $4862 | $6077 | $7292 |
| $250,000 | $12154 | $15193 | $18231 |
| $500,000 | $24308 | $30385 | $36462 |
| $1,000,000 | $48616 | $60770 | $72924 |

## Tips for Managing Class Code 2003 Workers' Comp Costs

- Machine guarding and lockout/tagout are the primary safety priorities
- Wood dust collection systems reduce both respiratory hazards and fire risk

## Get a Quote for Class Code 2003

Contact Bright Coast Insurance for a workers' comp quote for class code 2003 in CA:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/ca](https://brightcoastins.com/workers-comp-codes/ca)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*