# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 2915 — Veneer or Veneer Products Mfg (CA)

**Class Code:** 2915  
**Description:** Veneer or Veneer Products Mfg  
**State:** CA  
**Rate:** $4.58 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 2915?

Class code 2915 covers plywood manufacturing operations where thin wood veneers are glued together to form plywood panels. Work involves operating veneer peelers, dryers, glue spreaders, and hot presses. Hazards include machine entanglement, chemical exposure from adhesives and formaldehyde in resins, heat from presses, and wood dust.

## Who Does Class Code 2915 Apply To?

Plywood plant workers, veneer peeler operators, press operators, and finishing workers.

## Florida Examples — Class Code 2915

This class code applies to large-scale plywood manufacturing facilities, such as a plant in Jacksonville employing 100-200 workers that processes southern yellow pine into various grades of plywood. It also covers smaller specialty plywood manufacturers, perhaps with 50 employees in Pensacola, producing marine-grade or decorative plywood panels for construction and furniture industries.

## How to Calculate Workers' Comp Premium for Class Code 2915

**Formula:** (Annual Payroll ÷ 100) × $4.58 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $3666 | $4582 | $5498 |
| $250,000 | $9164 | $11455 | $13746 |
| $500,000 | $18328 | $22910 | $27492 |
| $1,000,000 | $36656 | $45820 | $54984 |

## Tips for Managing Class Code 2915 Workers' Comp Costs

- Formaldehyde exposure from urea-formaldehyde resins requires monitoring and ventilation
- Machine guarding on veneer peelers and hot presses is critical

## Safety Recommendations for Class Code 2915

- Implement strict lockout/tagout procedures for all machinery during maintenance and clearing jams to prevent accidental startup.
- Provide ergonomic lifting aids and training on proper lifting techniques to reduce the risk of back injuries and strains.
- Ensure all employees operating hot presses and working near steam lines wear appropriate personal protective equipment, including heat-resistant gloves and protective clothing.
- Regularly inspect and maintain all machinery, including saws and peelers, to ensure safety guards are in place and functioning correctly.

## Get a Quote for Class Code 2915

Contact Bright Coast Insurance for a workers' comp quote for class code 2915 in CA:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/ca](https://brightcoastins.com/workers-comp-codes/ca)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*