# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3040 — Iron or Steel Works – Non–Structural – Shop (CA)

**Class Code:** 3040  
**Description:** Iron or Steel Works – Non–Structural – Shop  
**State:** CA  
**Rate:** $5.91 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3040?

Class code 3040 covers structural steel fabrication, including the cutting, drilling, welding, and assembling of structural steel beams, columns, and connections for buildings and bridges. This is a specialized heavy fabrication operation with significant hazards from heavy steel handling, welding, and cutting operations.

## Who Does Class Code 3040 Apply To?

Structural steel fabricators, welders, fitters, and ironworkers in fabrication shops.

## Florida Examples — Class Code 3040

This code applies to large-scale structural steel fabrication plants in Florida, such as a 50-employee facility in Jacksonville manufacturing steel components for commercial high-rises, or a specialized shop in Orlando fabricating bridge sections for state infrastructure projects. It also covers smaller, 15-person operations in Miami producing custom steel frameworks for retail developments.

## How to Calculate Workers' Comp Premium for Class Code 3040

**Formula:** (Annual Payroll ÷ 100) × $5.91 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $4731 | $5914 | $7097 |
| $250,000 | $11828 | $14785 | $17742 |
| $500,000 | $23656 | $29570 | $35484 |
| $1,000,000 | $47312 | $59140 | $70968 |

## Tips for Managing Class Code 3040 Workers' Comp Costs

- Overhead crane safety is critical in structural steel fabrication shops
- Welding fume control is essential given the volume of welding in structural fabrication
- Separate field erection under code 5040

## Safety Recommendations for Class Code 3040

- Implement strict lockout/tagout procedures for all machinery during maintenance or repairs to prevent accidental startups.
- Ensure all welders and fabricators use appropriate personal protective equipment (PPE), including flame-resistant clothing, welding helmets, and safety glasses.
- Provide regular training on proper lifting techniques and the use of mechanical aids to reduce strain and crush injuries.
- Maintain a clean and organized fabrication shop floor to minimize trip and fall hazards, especially around heavy machinery and stored materials.

## Get a Quote for Class Code 3040

Contact Bright Coast Insurance for a workers' comp quote for class code 3040 in CA:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/ca](https://brightcoastins.com/workers-comp-codes/ca)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*