# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3400 — Metal Goods Mfg (CA)

**Class Code:** 3400  
**Description:** Metal Goods Mfg  
**State:** CA  
**Rate:** $6.81 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3400?

Class code 3400 covers hardware manufacturing operations, including the production of nuts, bolts, screws, hinges, locks, and other hardware items. Work involves cold heading, stamping, machining, and finishing of metal hardware components.

## Who Does Class Code 3400 Apply To?

Hardware production workers, machine operators, and finishing workers.

## Florida Examples — Class Code 3400

This class code applies to businesses like a medium-sized manufacturing plant in Orlando producing custom door hinges and cabinet pulls for residential and commercial builders, employing around 50 workers. It also covers smaller operations in Jacksonville that specialize in fabricating unique fasteners and specialty bolts for marine applications and industrial machinery, typically with 15-20 employees.

## How to Calculate Workers' Comp Premium for Class Code 3400

**Formula:** (Annual Payroll ÷ 100) × $6.81 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $5448 | $6810 | $8172 |
| $250,000 | $13620 | $17025 | $20430 |
| $500,000 | $27240 | $34050 | $40860 |
| $1,000,000 | $54480 | $68100 | $81720 |

## Tips for Managing Class Code 3400 Workers' Comp Costs

- Machine guarding on stamping and heading equipment is critical
- Metal chip injuries are common — eye protection is mandatory

## Safety Recommendations for Class Code 3400

- Implement comprehensive lockout/tagout procedures for all machinery during maintenance or clearing jams to prevent accidental startup.
- Provide ergonomic workstations and mechanical lifting aids to reduce the risk of musculoskeletal injuries from repetitive motions and heavy lifting.
- Ensure all machine operators and finishing workers wear appropriate personal protective equipment, including safety glasses, gloves, and hearing protection.
- Conduct regular safety audits and provide ongoing training on machine guarding, material handling, and emergency stop procedures.

## Get a Quote for Class Code 3400

Contact Bright Coast Insurance for a workers' comp quote for class code 3400 in CA:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/ca](https://brightcoastins.com/workers-comp-codes/ca)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*