# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8106 — Metal Stock Dealers (CA)

**Class Code:** 8106  
**Description:** Metal Stock Dealers  
**State:** CA  
**Rate:** $5.61 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8106?

Class code 8106 covers iron or steel merchant operations, including steel service centers, metal distributors, and scrap metal dealers who process and distribute steel products. Work involves operating cranes and material handling equipment, cutting and processing steel, and managing heavy inventory. Hazards include struck-by hazards from overhead crane operations, cuts from metal edges, and musculoskeletal strain from heavy material handling.

## Who Does Class Code 8106 Apply To?

Steel yard workers, crane operators, metal processors, and delivery drivers.

## Florida Examples — Class Code 8106

For class code 8106, real-world examples include: A steel service center in Jacksonville distributing various steel products to manufacturers. A scrap metal dealer in Miami processing and recycling ferrous and non-ferrous metals.

## How to Calculate Workers' Comp Premium for Class Code 8106

**Formula:** (Annual Payroll ÷ 100) × $5.61 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $4487 | $5609 | $6731 |
| $250,000 | $11218 | $14023 | $16827 |
| $500,000 | $22436 | $28045 | $33654 |
| $1,000,000 | $44872 | $56090 | $67308 |

## Tips for Managing Class Code 8106 Workers' Comp Costs

- Overhead crane safety programs are critical for steel merchant operations
- Cut-resistant PPE is essential for metal handling
- Separate scrap metal operations under code 8500 if applicable

## Safety Recommendations for Class Code 8106

- Implement strict crane operation safety protocols, including daily inspections and load limits.
- Require employees to wear cut-resistant gloves, steel-toed boots, and hard hats.
- Ensure proper training on safe handling of heavy and sharp metal materials.
- Maintain clear and organized work areas to prevent crush injuries.

## Get a Quote for Class Code 8106

Contact Bright Coast Insurance for a workers' comp quote for class code 8106 in CA:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/ca](https://brightcoastins.com/workers-comp-codes/ca)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*