# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8107 — Machinery and Equipment Dealers (CA)

**Class Code:** 8107  
**Description:** Machinery and Equipment Dealers  
**State:** CA  
**Rate:** $2.53 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8107?

Class code 8107 covers contractor's machinery dealer operations, including the sale and rental of construction equipment, heavy machinery, and related parts. Work involves equipment demonstration, delivery, maintenance, and repair. Hazards include equipment operation during demonstration, heavy machinery maintenance, and delivery of oversized equipment.

## Who Does Class Code 8107 Apply To?

Equipment sales representatives, mechanics, delivery drivers, and parts staff.

## Florida Examples — Class Code 8107

For class code 8107, real-world examples include: A heavy equipment dealer in Orlando selling and renting construction machinery like excavators and bulldozers. A smaller dealer in Tallahassee specializing in compact construction equipment and parts.

## How to Calculate Workers' Comp Premium for Class Code 8107

**Formula:** (Annual Payroll ÷ 100) × $2.53 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2021 | $2526 | $3031 |
| $250,000 | $5052 | $6315 | $7578 |
| $500,000 | $10104 | $12630 | $15156 |
| $1,000,000 | $20208 | $25260 | $30312 |

## Tips for Managing Class Code 8107 Workers' Comp Costs

- Equipment demonstration safety procedures reduce injury risk
- Separate repair shop operations under appropriate codes if significant
- MVR checks are essential for equipment delivery drivers

## Safety Recommendations for Class Code 8107

- Provide comprehensive training on safe operation and maintenance of heavy equipment.
- Implement defensive driving training for delivery personnel and secure equipment during transport.
- Ensure employees wear appropriate personal protective equipment (PPE) for mechanics and field staff.
- Conduct regular safety audits of equipment and work procedures.

## Get a Quote for Class Code 8107

Contact Bright Coast Insurance for a workers' comp quote for class code 8107 in CA:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/ca](https://brightcoastins.com/workers-comp-codes/ca)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*