# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8227 — Construction or Erection Permanent Yards or Shops (CA)

**Class Code:** 8227  
**Description:** Construction or Erection Permanent Yards or Shops  
**State:** CA  
**Rate:** $4.84 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8227?

Class code 8227 covers construction or erection permanent yard operations, including the storage, fabrication, and distribution of construction materials and prefabricated components from a permanent yard location. Work involves operating material handling equipment, fabricating components, and loading delivery vehicles. Hazards include forklift operations, heavy material handling, and fabrication equipment injuries.

## Who Does Class Code 8227 Apply To?

Yard workers, fabricators, forklift operators, and delivery drivers.

## Florida Examples — Class Code 8227

For class code 8227, real-world examples include: A construction yard in Tampa fabricating rebar cages and storing heavy equipment for multiple job sites. A prefabrication facility in Orlando assembling modular building components.

## How to Calculate Workers' Comp Premium for Class Code 8227

**Formula:** (Annual Payroll ÷ 100) × $4.84 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $3874 | $4843 | $5812 |
| $250,000 | $9686 | $12108 | $14529 |
| $500,000 | $19372 | $24215 | $29058 |
| $1,000,000 | $38744 | $48430 | $58116 |

## Tips for Managing Class Code 8227 Workers' Comp Costs

- Forklift safety programs are essential for yard operations
- Separate delivery and installation operations under appropriate codes
- Heavy material handling training reduces musculoskeletal claims

## Safety Recommendations for Class Code 8227

- Implement strict protocols for safe lifting and moving of heavy construction materials.
- Ensure proper use of cranes, forklifts, and other material handling equipment with certified operators.
- Require employees to wear appropriate personal protective equipment (PPE) including hard hats, safety glasses, and steel-toed boots.
- Maintain clear and organized yard areas to prevent trip and crush hazards.

## Get a Quote for Class Code 8227

Contact Bright Coast Insurance for a workers' comp quote for class code 8227 in CA:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/ca](https://brightcoastins.com/workers-comp-codes/ca)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*