# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8293 — Warehouses – Furniture; Furniture Moving (CA)

**Class Code:** 8293  
**Description:** Warehouses – Furniture; Furniture Moving  
**State:** CA  
**Rate:** $10.18 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8293?

Class code 8293 covers furniture moving and storage operations, including residential and commercial moving companies and furniture storage facilities. Work involves packing, loading, transporting, and delivering household goods and furniture. Hazards include musculoskeletal strain from heavy furniture handling (the leading cause of claims), motor vehicle accidents, and customer property damage claims that can affect EMR.

## Who Does Class Code 8293 Apply To?

Movers, packers, drivers, and warehouse staff.

## Florida Examples — Class Code 8293

For class code 8293, real-world examples include: A residential moving company in Fort Lauderdale assisting families with local and long-distance relocations. A commercial moving and storage service in Orlando handling office moves and document storage.

## How to Calculate Workers' Comp Premium for Class Code 8293

**Formula:** (Annual Payroll ÷ 100) × $10.18 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $8144 | $10180 | $12216 |
| $250,000 | $20360 | $25450 | $30540 |
| $500,000 | $40720 | $50900 | $61080 |
| $1,000,000 | $81440 | $101800 | $122160 |

## Tips for Managing Class Code 8293 Workers' Comp Costs

- Proper lifting techniques and team lift requirements reduce back injury claims
- MVR checks are essential for all drivers
- Furniture dollies and moving equipment reduce manual handling injuries

## Safety Recommendations for Class Code 8293

- Provide comprehensive training on safe lifting and moving techniques for heavy furniture and boxes.
- Ensure proper use of dollies, hand trucks, and other moving equipment.
- Implement defensive driving training for transport personnel and secure loads properly.
- Require employees to wear appropriate safety footwear and back support where necessary.

## Get a Quote for Class Code 8293

Contact Bright Coast Insurance for a workers' comp quote for class code 8293 in CA:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/ca](https://brightcoastins.com/workers-comp-codes/ca)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*