# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8720 — Inspection For Insurance/Safety/Valuation; Elevator Inspecting; Weighers/Samplers/Inspectors On Docks/Rail Stations/Warehouses; Unmanned Aircraft System Operation – Less Than 55 Pounds (CA)

**Class Code:** 8720  
**Description:** Inspection For Insurance/Safety/Valuation; Elevator Inspecting; Weighers/Samplers/Inspectors On Docks/Rail Stations/Warehouses; Unmanned Aircraft System Operation – Less Than 55 Pounds  
**State:** CA  
**Rate:** $2.01 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8720?

Class code 8720 covers inspection of risks for insurance or valuation purposes, including insurance inspectors, property appraisers, and risk assessors who visit properties to evaluate conditions. Work involves driving to properties, conducting exterior and interior inspections, and preparing reports. Hazards include motor vehicle accidents, slip-and-fall injuries at inspection properties, and dog bites.

## Who Does Class Code 8720 Apply To?

Insurance inspectors, property appraisers, and risk assessors.

## Florida Examples — Class Code 8720

For class code 8720, real-world examples include: An insurance inspection company in Jacksonville assessing property conditions for underwriting purposes. A property appraisal firm in Fort Myers evaluating real estate for loan applications.

## How to Calculate Workers' Comp Premium for Class Code 8720

**Formula:** (Annual Payroll ÷ 100) × $2.01 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1611 | $2014 | $2417 |
| $250,000 | $4028 | $5035 | $6042 |
| $500,000 | $8056 | $10070 | $12084 |
| $1,000,000 | $16112 | $20140 | $24168 |

## Tips for Managing Class Code 8720 Workers' Comp Costs

- MVR checks are required for inspection staff who drive extensively
- Dog bite prevention protocols are important for property inspectors
- Separate clerical and office staff under code 8810

## Safety Recommendations for Class Code 8720

- Provide training on hazard recognition and fall prevention during property inspections.
- Implement protocols for safe interaction with animals during site visits.
- Ensure defensive driving training for employees traveling between inspection locations.
- Provide employees with personal safety devices for remote work.

## Get a Quote for Class Code 8720

Contact Bright Coast Insurance for a workers' comp quote for class code 8720 in CA:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/ca](https://brightcoastins.com/workers-comp-codes/ca)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*