# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8742 — Salespersons – Outside (CA)

**Class Code:** 8742  
**Description:** Salespersons – Outside  
**State:** CA  
**Rate:** $0.34 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8742?

Class code 8742 covers outside salespersons and messengers who travel to customer locations to sell products or services or deliver documents and small packages. This is one of the most common classifications in Florida, covering a wide range of outside sales roles across industries. The primary hazard is motor vehicle accidents, as these employees spend significant time driving.

## Who Does Class Code 8742 Apply To?

Outside sales representatives, route salespeople, and messengers who use vehicles.

## Florida Examples — Class Code 8742

For class code 8742, real-world examples include: An outside sales representative for a medical supply company covering the Tampa Bay area. A messenger service in Miami delivering legal documents and packages to businesses.

## How to Calculate Workers' Comp Premium for Class Code 8742

**Formula:** (Annual Payroll ÷ 100) × $0.34 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $270 | $337 | $404 |
| $250,000 | $674 | $843 | $1011 |
| $500,000 | $1348 | $1685 | $2022 |
| $1,000,000 | $2696 | $3370 | $4044 |

## Tips for Managing Class Code 8742 Workers' Comp Costs

- MVR checks at hire and annually are the most important risk management tool for this code
- Defensive driving training reduces accident frequency and severity
- Separate inside sales and clerical staff under code 8810
- Distracted driving policies are critical for outside sales operations

## Safety Recommendations for Class Code 8742

- Provide defensive driving training for outside salespersons and messengers.
- Implement safe lifting techniques for carrying bags and packages.
- Ensure employees are aware of potential hazards at client locations and practice situational awareness.
- Provide ergonomic bags or carts for carrying materials to reduce strain.

## Get a Quote for Class Code 8742

Contact Bright Coast Insurance for a workers' comp quote for class code 8742 in CA:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/ca](https://brightcoastins.com/workers-comp-codes/ca)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*