# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 8748 — Auto or Truck Dealers – Salespersons (CA)

**Class Code:** 8748  
**Description:** Auto or Truck Dealers – Salespersons  
**State:** CA  
**Rate:** $0.74 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 8748?

Class code 8748 covers automobile salespersons who work at dealerships selling new and used vehicles. Work involves customer interaction, vehicle demonstrations, test drives, and paperwork. Hazards include motor vehicle accidents during test drives and vehicle demonstrations, and ergonomic strain from extended periods of standing and walking the lot.

## Who Does Class Code 8748 Apply To?

Automobile sales consultants, finance managers, and sales managers.

## Florida Examples — Class Code 8748

For class code 8748, real-world examples include: A new car dealership in Orlando with a team of salespersons showcasing various models. A used car dealership in Fort Lauderdale employing sales staff to assist customers with vehicle purchases.

## How to Calculate Workers' Comp Premium for Class Code 8748

**Formula:** (Annual Payroll ÷ 100) × $0.74 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $590 | $738 | $886 |
| $250,000 | $1476 | $1845 | $2214 |
| $500,000 | $2952 | $3690 | $4428 |
| $1,000,000 | $5904 | $7380 | $8856 |

## Tips for Managing Class Code 8748 Workers' Comp Costs

- Test drive safety policies including route restrictions reduce accident claims
- MVR checks are required for all sales staff who conduct test drives
- Separate service department employees under code 8380

## Safety Recommendations for Class Code 8748

- Implement strict protocols for safe test drives, including designated routes and passenger limits.
- Maintain clean and dry showroom and service bay floors to prevent slips and falls.
- Provide training on safe lifting techniques for moving vehicle accessories.

## Get a Quote for Class Code 8748

Contact Bright Coast Insurance for a workers' comp quote for class code 8748 in CA:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/ca](https://brightcoastins.com/workers-comp-codes/ca)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*