# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9083 — Restaurants - Fast Food or Fast Casual (CA)

**Class Code:** 9083  
**Description:** Restaurants - Fast Food or Fast Casual  
**State:** CA  
**Rate:** $2.78 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 9083?

Class code 9083 covers fast food restaurant operations, including quick-service restaurants, fast casual dining, and counter-service food operations. Work involves food preparation on high-volume production lines, counter service, and drive-through operations. Hazards include burns from fryers and grills (a leading cause of fast food worker claims), cuts from food preparation equipment, and slip-and-fall on wet floors.

## Who Does Class Code 9083 Apply To?

Fast food cooks, counter staff, drive-through workers, and shift managers.

## Florida Examples — Class Code 9083

A McDonald's franchise in Orlando with a staff of 30 working in shifts around the clock. A local sub shop in Gainesville with 5 employees serving the lunch rush.

## How to Calculate Workers' Comp Premium for Class Code 9083

**Formula:** (Annual Payroll ÷ 100) × $2.78 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2227 | $2784 | $3341 |
| $250,000 | $5568 | $6960 | $8352 |
| $500,000 | $11136 | $13920 | $16704 |
| $1,000,000 | $22272 | $27840 | $33408 |

## Tips for Managing Class Code 9083 Workers' Comp Costs

- Fryer burn prevention including proper PPE and training is the top priority
- Non-slip footwear is mandatory for all fast food employees
- Separate full-service restaurant operations under code 9082

## Safety Recommendations for Class Code 9083

- Provide and require the use of oil-resistant, slip-resistant footwear.
- Install splash guards on fryers and train employees on safe procedures for handling hot oil.
- Use floor mats in high-traffic areas and clean grease spills immediately.
- Rotate employees between different tasks to reduce the risk of repetitive strain.

## Get a Quote for Class Code 9083

Contact Bright Coast Insurance for a workers' comp quote for class code 9083 in CA:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/ca](https://brightcoastins.com/workers-comp-codes/ca)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*