# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 9220 — Cemetery Operation; Crematory Operation (CA)

**Class Code:** 9220  
**Description:** Cemetery Operation; Crematory Operation  
**State:** CA  
**Rate:** $5.53 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 9220?

Class code 9220 covers cemetery operations, including burial grounds, mausoleum operations, and cremation services. Work involves grave digging, grounds maintenance, funeral services, and mausoleum maintenance. Hazards include excavation risks for grave digging, heavy equipment operation, and chemical exposure from embalming and cremation operations.

## Who Does Class Code 9220 Apply To?

Grave diggers, grounds workers, funeral service staff, and cemetery maintenance workers.

## Florida Examples — Class Code 9220

A groundskeeper at a large, historic cemetery in St. Augustine. An employee of a family-owned funeral home and cemetery in a small Central Florida town who assists with burials.

## How to Calculate Workers' Comp Premium for Class Code 9220

**Formula:** (Annual Payroll ÷ 100) × $5.53 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $4422 | $5527 | $6632 |
| $250,000 | $11054 | $13818 | $16581 |
| $500,000 | $22108 | $27635 | $33162 |
| $1,000,000 | $44216 | $55270 | $66324 |

## Tips for Managing Class Code 9220 Workers' Comp Costs

- Excavation safety procedures apply to grave digging operations
- Chemical handling procedures apply to embalming and cremation operations
- Heavy equipment safety training is required for backhoe and excavator operators

## Safety Recommendations for Class Code 9220

- Use mechanical equipment for all heavy lifting, including lowering caskets and setting headstones.
- Ensure all machinery has functional safety guards and that operators are properly trained.
- Implement a heat illness prevention program, including providing water, rest, and shade.
- Train staff on proper ergonomic techniques for digging and other manual tasks.

## Get a Quote for Class Code 9220

Contact Bright Coast Insurance for a workers' comp quote for class code 9220 in CA:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/ca](https://brightcoastins.com/workers-comp-codes/ca)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*