Farm - Orchard or Grove & Drivers
Florida Workers' Compensation Class Code 0016 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$4.20
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 0016?
Class code 0016 covers orchard and grove operations, including citrus groves, avocado orchards, mango farms, and other tree fruit operations. Work involves planting, pruning, spraying, harvesting, and hauling fruit. Florida's citrus industry, centered in the Indian River region and Central Florida, relies heavily on this classification. Workers face elevated risks from ladder use during harvesting, chemical spray exposure, and equipment operation.
Who is Covered Under This Code?
Grove workers, citrus pickers, orchard laborers, spray applicators, and drivers who haul fruit to packing houses.
Tips to Reduce Your Premium
- Ladder safety training is critical for harvest workers — document all training
- Separate packing house employees under a different classification if applicable
- Seasonal payroll fluctuations make pay-as-you-go policies ideal for this code
- Pesticide applicator licensing and safety records can support lower EMR
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 0016?
Class code 0016 covers orchard and grove operations, including citrus groves, avocado orchards, mango farms, and other tree fruit operations. Work involves planting, pruning, spraying, harvesting, and hauling fruit. Florida's citrus industry, centered in the Indian River region and Central Florida, relies heavily on this classification. Workers face elevated risks from ladder use during harvesting, chemical spray exposure, and equipment operation.
What is the workers comp rate for class code 0016 in Florida?
The current workers' compensation rate for class code 0016 in Florida is $4.20 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 0016?
Grove workers, citrus pickers, orchard laborers, spray applicators, and drivers who haul fruit to packing houses.
How can I reduce my workers comp premium for class code 0016 in Florida?
Ladder safety training is critical for harvest workers — document all training Separate packing house employees under a different classification if applicable Seasonal payroll fluctuations make pay-as-you-go policies ideal for this code Pesticide applicator licensing and safety records can support lower EMR
Do I need workers comp insurance for employees classified under code 0016 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 0016 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 0016 in FL.
Quick Facts
- Class Code
- 0016
- State
- Florida
- Rate per $100
- $4.20
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
Need a Quote for Code 0016?
We specialize in workers' comp for FL businesses. Get a competitive quote today.
Get a Free Quote(239) 228-8029