# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 0079 — Farm - Berry or Vineyard & Drivers (FL)

**Class Code:** 0079  
**Description:** Farm - Berry or Vineyard & Drivers  
**State:** FL  
**Rate:** $3.40 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 0079?

Class code 0079 covers berry and vineyard farming operations, including strawberries, blueberries, grapes, and similar crops. Florida is a major strawberry producer, particularly in the Plant City area. Work includes planting, cultivating, harvesting, and packing berries. Workers face risks from repetitive motion (hand-picking), heat exposure, and chemical handling.

## Who Does Class Code 0079 Apply To?

Berry pickers, vineyard workers, irrigation workers, packing house employees, and drivers who transport berries to market.

## Florida Examples — Class Code 0079

A large strawberry farm in Plant City, Florida, employing 30 seasonal workers for picking and packing. A small blueberry farm in North Florida with 8 employees managing harvesting and irrigation.

## How to Calculate Workers' Comp Premium for Class Code 0079

**Formula:** (Annual Payroll ÷ 100) × $3.40 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2720 | $3400 | $4080 |
| $250,000 | $6800 | $8500 | $10200 |
| $500,000 | $13600 | $17000 | $20400 |
| $1,000,000 | $27200 | $34000 | $40800 |

## Tips for Managing Class Code 0079 Workers' Comp Costs

- Ergonomic programs for hand-picking operations reduce repetitive motion claims
- Heat illness prevention is critical during Florida's harvest season
- Seasonal payroll makes pay-as-you-go workers comp an ideal fit

## Safety Recommendations for Class Code 0079

- Implement a comprehensive heat illness prevention program, including frequent water breaks, shaded rest areas, and acclimatization.
- Provide ergonomic tools and training to minimize strain from repetitive harvesting tasks.
- Educate workers on identifying and avoiding venomous insects and provide first aid for bites.
- Ensure proper sanitation facilities are available and encourage good hygiene practices.

## Get a Quote for Class Code 0079

Contact Bright Coast Insurance for a workers' comp quote for class code 0079 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*