# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 0083 — Farm - Cattle or Livestock Raising NOC & Drivers (FL)

**Class Code:** 0083  
**Description:** Farm - Cattle or Livestock Raising NOC & Drivers  
**State:** FL  
**Rate:** $4.95 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 0083?

Class code 0083 covers cattle and livestock raising operations not otherwise classified. This includes beef cattle ranches, horse farms, goat and sheep operations, and similar livestock businesses. Florida has a significant cattle ranching industry, particularly in Okeechobee, Highlands, and Desoto counties. Workers face risks from animal handling injuries, equipment operation, and outdoor environmental hazards.

## Who Does Class Code 0083 Apply To?

Ranch hands, cowboys, livestock handlers, feed lot workers, veterinary assistants on-farm, and drivers who transport livestock.

## Florida Examples — Class Code 0083

A 500-acre beef cattle ranch in Central Florida with 7 employees managing herd health, feeding, and rotational grazing. A horse breeding and training facility near Ocala with 10 workers handling daily care and exercise of horses.

## How to Calculate Workers' Comp Premium for Class Code 0083

**Formula:** (Annual Payroll ÷ 100) × $4.95 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $3960 | $4950 | $5940 |
| $250,000 | $9900 | $12375 | $14850 |
| $500,000 | $19800 | $24750 | $29700 |
| $1,000,000 | $39600 | $49500 | $59400 |

## Tips for Managing Class Code 0083 Workers' Comp Costs

- Animal handling safety training is the single most effective way to reduce claims in this class
- Separate any farm office employees under code 8810
- Rodeo or equestrian event operations may require separate classification

## Safety Recommendations for Class Code 0083

- Provide extensive training on safe animal handling techniques, including understanding animal behavior and using appropriate restraints.
- Ensure all employees wear sturdy, closed-toe footwear and other appropriate PPE when working with animals.
- Regularly inspect and maintain fences, gates, and corrals to prevent animal escapes and worker injuries.
- Implement a clear communication system for coordinating tasks involving large animals or heavy equipment.

## Get a Quote for Class Code 0083

Contact Bright Coast Insurance for a workers' comp quote for class code 0083 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*