# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

---

# Workers' Comp Class Code 1005 — Iron or Steel Mfg - Blast Furnace (FL)

**Class Code:** 1005  
**Description:** Iron or Steel Mfg - Blast Furnace  
**State:** FL  
**Rate:** $3.80 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

---

## What Is Class Code 1005?

Class code 1005 covers iron and steel manufacturing operations at blast furnaces, where iron ore is smelted into pig iron using high-temperature blast furnaces. This is a heavy industrial operation with significant hazards including extreme heat, molten metal, toxic gases, heavy equipment, and loud noise. Workers perform physically demanding work in a high-hazard environment.

## Who Does Class Code 1005 Apply To?

Blast furnace operators, iron pourers, slag handlers, maintenance workers, and all employees at iron smelting facilities.

## Florida Examples — Class Code 1005

A large integrated steel mill in Florida with 500 employees operating blast furnaces and other heavy industrial equipment. A smaller pig iron production facility with 50 workers involved in smelting and casting operations.

## How to Calculate Workers' Comp Premium for Class Code 1005

**Formula:** (Annual Payroll ÷ 100) × $3.80 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $3040 | $3800 | $4560 |
| $250,000 | $7600 | $9500 | $11400 |
| $500,000 | $15200 | $19000 | $22800 |
| $1,000,000 | $30400 | $38000 | $45600 |

## Tips for Managing Class Code 1005 Workers' Comp Costs

- Heat stress prevention programs are mandatory in blast furnace environments
- Molten metal handling procedures must be strictly enforced
- PPE compliance — heat-resistant clothing, face shields, and hearing protection — is critical

## Safety Recommendations for Class Code 1005

- Mandate the use of specialized heat-resistant PPE, including flame-retardant clothing, face shields, and molten metal splash protection.
- Implement strict lockout/tagout procedures for all machinery during maintenance and repairs.
- Ensure proper ventilation and air monitoring systems are in place to control exposure to fumes and dust.
- Provide comprehensive training on emergency procedures for molten metal spills and equipment malfunctions.

## Get a Quote for Class Code 1005

Contact Bright Coast Insurance for a workers' comp quote for class code 1005 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



---

## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*