# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 1164 — Aluminum Mfg (FL)

**Class Code:** 1164  
**Description:** Aluminum Mfg  
**State:** FL  
**Rate:** $2.42 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 1164?

Class code 1164 covers aluminum manufacturing operations, including smelting, casting, and rolling of aluminum products. Work involves operating furnaces, casting equipment, and rolling mills. Hazards include molten aluminum burns, heat exposure, chemical hazards from the Hall-Héroult process, and heavy equipment operation.

## Who Does Class Code 1164 Apply To?

Aluminum smelter workers, pot room operators, cast house workers, rolling mill operators, and maintenance employees.

## Florida Examples — Class Code 1164

A large aluminum smelting plant in Florida with 300 employees involved in electrolysis, casting, and rolling. A smaller aluminum extrusion facility with 75 workers producing custom aluminum profiles.

## How to Calculate Workers' Comp Premium for Class Code 1164

**Formula:** (Annual Payroll ÷ 100) × $2.42 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1940 | $2425 | $2910 |
| $250,000 | $4850 | $6063 | $7275 |
| $500,000 | $9700 | $12125 | $14550 |
| $1,000,000 | $19400 | $24250 | $29100 |

## Tips for Managing Class Code 1164 Workers' Comp Costs

- Molten metal safety procedures are the top priority for this classification
- Fluoride exposure monitoring is required in primary aluminum smelting
- Separate any office or administrative employees under code 8810

## Safety Recommendations for Class Code 1164

- Provide specialized heat-resistant PPE, including flame-retardant clothing, face shields, and molten metal splash protection.
- Ensure robust ventilation systems and air monitoring are in place to control fluoride and other hazardous fumes.
- Implement strict lockout/tagout procedures for all machinery during maintenance and repairs.
- Provide comprehensive training on emergency procedures for molten metal spills and equipment malfunctions.

## Get a Quote for Class Code 1164

Contact Bright Coast Insurance for a workers' comp quote for class code 1164 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*