# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 1463 — Electroplating (FL)

**Class Code:** 1463  
**Description:** Electroplating  
**State:** FL  
**Rate:** $2.20 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 1463?

Class code 1463 covers electroplating operations where metal parts are coated with a thin layer of metal (chrome, nickel, gold, etc.) through an electrochemical process. Work involves handling chemical baths containing acids, cyanides, and heavy metals. This is a chemically intensive operation with significant hazards from toxic chemical exposure, including hexavalent chromium, cyanide compounds, and acid mists.

## Who Does Class Code 1463 Apply To?

Plating line workers, tank operators, chemical handlers, and finishing workers.

## Florida Examples — Class Code 1463

A commercial electroplating facility in Miami, Florida, with 25 employees plating chrome and nickel onto automotive parts. A smaller decorative plating shop in Tampa with 10 workers specializing in gold and silver plating for jewelry.

## How to Calculate Workers' Comp Premium for Class Code 1463

**Formula:** (Annual Payroll ÷ 100) × $2.20 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1760 | $2200 | $2640 |
| $250,000 | $4400 | $5500 | $6600 |
| $500,000 | $8800 | $11000 | $13200 |
| $1,000,000 | $17600 | $22000 | $26400 |

## Tips for Managing Class Code 1463 Workers' Comp Costs

- Chemical exposure monitoring and respiratory protection programs are mandatory
- Hexavalent chromium is a known carcinogen — strict exposure controls are required by OSHA
- Cyanide emergency response procedures must be in place

## Safety Recommendations for Class Code 1463

- Provide comprehensive training on chemical handling, spill response, and emergency eyewash/shower procedures.
- Mandate the use of appropriate PPE, including chemical-resistant gloves, aprons, face shields, and respirators.
- Ensure robust ventilation systems (e.g., local exhaust ventilation) are in place to control chemical fumes.
- Maintain clean and dry floors to prevent slips and falls, especially around plating tanks.

## Get a Quote for Class Code 1463

Contact Bright Coast Insurance for a workers' comp quote for class code 1463 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*