# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 1474 — Enameling or Lacquering (FL)

**Class Code:** 1474  
**Description:** Enameling or Lacquering  
**State:** FL  
**Rate:** $2.40 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 1474?

Class code 1474 covers enameling and lacquering operations where protective or decorative coatings are applied to metal, wood, or other substrates. Work involves spray application, dipping, or roller coating of enamels, lacquers, and similar finishes, followed by curing in ovens. Hazards include solvent vapor exposure, fire and explosion risk from flammable coatings, and respiratory hazards.

## Who Does Class Code 1474 Apply To?

Spray painters, coating applicators, oven operators, and finishing workers.

## Florida Examples — Class Code 1474

An industrial coating company in Orlando, Florida, with 20 employees applying enamel and lacquer to metal components for various industries. A custom wood finishing shop in South Florida with 8 workers lacquering furniture and cabinetry.

## How to Calculate Workers' Comp Premium for Class Code 1474

**Formula:** (Annual Payroll ÷ 100) × $2.40 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1920 | $2400 | $2880 |
| $250,000 | $4800 | $6000 | $7200 |
| $500,000 | $9600 | $12000 | $14400 |
| $1,000,000 | $19200 | $24000 | $28800 |

## Tips for Managing Class Code 1474 Workers' Comp Costs

- Explosion-proof equipment and proper ventilation are required in spray finishing operations
- Respiratory protection programs are essential for solvent-based coating operations
- Fire prevention programs must address flammable coating storage and handling

## Safety Recommendations for Class Code 1474

- Ensure proper ventilation systems (e.g., spray booths with exhaust) are in place to control airborne contaminants.
- Mandate the use of appropriate PPE, including respirators, chemical-resistant gloves, and protective clothing.
- Implement strict fire prevention measures, including proper storage of flammable liquids and grounding/bonding procedures.
- Provide comprehensive training on chemical handling, spill response, and emergency procedures.

## Get a Quote for Class Code 1474

Contact Bright Coast Insurance for a workers' comp quote for class code 1474 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*