# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 1642 — Quarry NOC (FL)

**Class Code:** 1642  
**Description:** Quarry NOC  
**State:** FL  
**Rate:** $2.35 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 1642?

Class code 1642 covers quarry operations not otherwise classified, including the extraction of stone, gravel, sand, and other minerals from open-pit quarries. Work involves drilling, blasting, loading, crushing, and hauling quarry materials. This is a high-hazard operation with risks including blasting injuries, rock falls, heavy equipment accidents, silica dust exposure, and noise-induced hearing loss.

## Who Does Class Code 1642 Apply To?

Quarry workers, drill operators, blasters, crusher operators, heavy equipment operators, and haul truck drivers.

## Florida Examples — Class Code 1642

A large limestone quarry in Central Florida with 40 employees involved in drilling, blasting, and crushing operations. A sand and gravel pit in South Florida with 15 workers extracting and processing aggregates for construction.

## How to Calculate Workers' Comp Premium for Class Code 1642

**Formula:** (Annual Payroll ÷ 100) × $2.35 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1882 | $2353 | $2824 |
| $250,000 | $4706 | $5883 | $7059 |
| $500,000 | $9412 | $11765 | $14118 |
| $1,000,000 | $18824 | $23530 | $28236 |

## Tips for Managing Class Code 1642 Workers' Comp Costs

- Blasting operations require licensed blasters and strict safety protocols
- Silica dust control programs are mandatory for quarry operations
- Heavy equipment operator training and certification reduces accident frequency

## Safety Recommendations for Class Code 1642

- Implement strict blasting safety protocols, including clear warning systems and exclusion zones.
- Ensure all heavy equipment operators are properly trained and equipment is regularly inspected and maintained.
- Mandate the use of hearing protection and respiratory protection in noisy and dusty environments.
- Establish clear communication protocols and traffic management plans for vehicles and equipment in the quarry.

## Get a Quote for Class Code 1642

Contact Bright Coast Insurance for a workers' comp quote for class code 1642 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*