# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 1654 — Marble or Slate Products Mfg (FL)

**Class Code:** 1654  
**Description:** Marble or Slate Products Mfg  
**State:** FL  
**Rate:** $2.37 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 1654?

Class code 1654 covers marble and slate products manufacturing, including the fabrication of tiles, slabs, countertops, and decorative products from marble and slate. Work involves sawing, grinding, polishing, and finishing stone products. Hazards include silica dust (though marble has lower silica content than granite), cuts, and heavy material handling.

## Who Does Class Code 1654 Apply To?

Marble fabricators, tile cutters, polishers, and finishing workers.

## Florida Examples — Class Code 1654

A marble and slate tile manufacturing plant in North Florida with 20 employees producing flooring and wall tiles. A custom countertop fabrication shop in Orlando with 10 workers specializing in marble and quartz surfaces.

## How to Calculate Workers' Comp Premium for Class Code 1654

**Formula:** (Annual Payroll ÷ 100) × $2.37 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1896 | $2370 | $2844 |
| $250,000 | $4740 | $5925 | $7110 |
| $500,000 | $9480 | $11850 | $14220 |
| $1,000,000 | $18960 | $23700 | $28440 |

## Tips for Managing Class Code 1654 Workers' Comp Costs

- While marble has lower silica content than granite, dust control is still important
- Separate installation work under code 1747
- Heavy material handling ergonomics programs reduce back injury claims

## Safety Recommendations for Class Code 1654

- Implement a comprehensive dust control program, including wet cutting methods, local exhaust ventilation, and mandatory respiratory protection.
- Ensure all saws and grinders have proper guarding and employees are trained in their safe operation, including lockout/tagout procedures.
- Provide mechanical lifting aids and training on proper lifting techniques for heavy stone.
- Conduct regular air monitoring for silica dust and provide periodic medical surveillance for exposed employees.

## Get a Quote for Class Code 1654

Contact Bright Coast Insurance for a workers' comp quote for class code 1654 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*