# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 1699 — Stone Products Mfg NOC (FL)

**Class Code:** 1699  
**Description:** Stone Products Mfg NOC  
**State:** FL  
**Rate:** $3.20 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 1699?

Class code 1699 covers stone products manufacturing not otherwise classified, including the production of stone monuments, architectural stone elements, and specialty stone products. Work involves cutting, carving, and finishing various types of natural stone.

## Who Does Class Code 1699 Apply To?

Stone product fabricators, monument makers, carvers, and finishing workers.

## Florida Examples — Class Code 1699

A custom stone monument company in Jacksonville, Florida, with 8 employees carving and engraving granite headstones. An architectural stone fabrication shop in Miami with 12 workers producing custom building facades and decorative elements.

## How to Calculate Workers' Comp Premium for Class Code 1699

**Formula:** (Annual Payroll ÷ 100) × $3.20 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2560 | $3200 | $3840 |
| $250,000 | $6400 | $8000 | $9600 |
| $500,000 | $12800 | $16000 | $19200 |
| $1,000,000 | $25600 | $32000 | $38400 |

## Tips for Managing Class Code 1699 Workers' Comp Costs

- Silica dust control is critical depending on the type of stone being processed
- Separate any retail or installation operations under appropriate codes

## Safety Recommendations for Class Code 1699

- Implement effective dust control measures, such as wet methods and local exhaust ventilation, and provide respiratory protection.
- Ensure all cutting and carving tools are properly maintained and employees are trained in their safe use.
- Provide mechanical lifting aids and ergonomic training for handling heavy and awkwardly shaped stone.
- Mandate the use of eye protection, hearing protection, and protective gloves.

## Get a Quote for Class Code 1699

Contact Bright Coast Insurance for a workers' comp quote for class code 1699 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*