# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 1747 — Tile, Stone, Mosaic or Terrazzo Work (FL)

**Class Code:** 1747  
**Description:** Tile, Stone, Mosaic or Terrazzo Work  
**State:** FL  
**Rate:** $2.02 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 1747?

Class code 1747 covers tile, stone, mosaic, and terrazzo installation work. This includes setting ceramic tile, natural stone tile, glass tile, and terrazzo in floors, walls, and other surfaces. In Florida, tile work is ubiquitous in both residential and commercial construction. Work involves cutting tile with wet saws, mixing and applying mortar and grout, and setting tile on floors and walls. Hazards include cuts from tile and tools, knee injuries from kneeling, silica dust from cutting, and chemical exposure from grout and adhesives.

## Who Does Class Code 1747 Apply To?

Tile setters, terrazzo workers, mosaic installers, and helpers.

## Florida Examples — Class Code 1747

A tile and stone installation company in Miami, Florida, with 12 employees installing ceramic, porcelain, and natural stone tiles in commercial properties. A terrazzo contractor in Tampa with 7 workers specializing in poured terrazzo floors for public buildings.

## How to Calculate Workers' Comp Premium for Class Code 1747

**Formula:** (Annual Payroll ÷ 100) × $2.02 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1619 | $2024 | $2429 |
| $250,000 | $4048 | $5060 | $6072 |
| $500,000 | $8096 | $10120 | $12144 |
| $1,000,000 | $16192 | $20240 | $24288 |

## Tips for Managing Class Code 1747 Workers' Comp Costs

- Knee protection programs reduce the high frequency of knee injury claims in tile work
- Wet cutting methods for tile reduce silica dust exposure
- Separate interior-only tile work under code 5348 if applicable

## Safety Recommendations for Class Code 1747

- Provide ergonomic tools and techniques to reduce strain from repetitive tasks, such as knee pads and adjustable workbenches.
- Ensure all tile saws have proper guarding and employees are trained in their safe operation, including lockout/tagout procedures.
- Maintain clean and dry work areas to prevent slips and falls, especially when mixing mortar or cutting tiles.
- Provide comprehensive training on proper lifting techniques for heavy materials.

## Get a Quote for Class Code 1747

Contact Bright Coast Insurance for a workers' comp quote for class code 1747 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*