# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 1748 — Tile Work - Interior (FL)

**Class Code:** 1748  
**Description:** Tile Work - Interior  
**State:** FL  
**Rate:** $3.17 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 1748?

Class code 1748 covers interior tile work only, as distinct from exterior or heavy commercial tile installation. This classification applies to tile setters who work exclusively on interior residential or light commercial projects. The rate is typically lower than code 1747 due to the reduced hazard of interior-only work.

## Who Does Class Code 1748 Apply To?

Interior tile setters working on residential and light commercial projects.

## Florida Examples — Class Code 1748

A residential tile installation business in Orlando, Florida, with 4 employees focusing exclusively on interior bathroom and kitchen tile projects. A small team of 2 tile setters in Jacksonville specializing in decorative interior tile work for custom homes.

## How to Calculate Workers' Comp Premium for Class Code 1748

**Formula:** (Annual Payroll ÷ 100) × $3.17 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2535 | $3169 | $3803 |
| $250,000 | $6338 | $7923 | $9507 |
| $500,000 | $12676 | $15845 | $19014 |
| $1,000,000 | $25352 | $31690 | $38028 |

## Tips for Managing Class Code 1748 Workers' Comp Costs

- Ensure workers classified here do not perform exterior or heavy commercial tile work
- Knee protection programs are important for this classification

## Safety Recommendations for Class Code 1748

- Provide ergonomic tools and techniques to reduce strain from repetitive tasks, such as knee pads and adjustable workbenches.
- Ensure all cutting tools are sharp and properly maintained, and employees wear appropriate gloves.
- Maintain clean and dry work areas to prevent slips and falls.
- Provide training on proper lifting techniques for materials.

## Get a Quote for Class Code 1748

Contact Bright Coast Insurance for a workers' comp quote for class code 1748 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*