# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 1852 — Optical Goods Mfg (FL)

**Class Code:** 1852  
**Description:** Optical Goods Mfg  
**State:** FL  
**Rate:** $0.85 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 1852?

Class code 1852 covers optical goods manufacturing, including the production of eyeglass lenses, optical instruments, and precision optical components. This is a relatively low-risk manufacturing classification involving precision work in a controlled environment. Work includes grinding, polishing, coating, and inspecting optical components.

## Who Does Class Code 1852 Apply To?

Optical lens grinders, polishers, coating technicians, and quality control workers.

## How to Calculate Workers' Comp Premium for Class Code 1852

**Formula:** (Annual Payroll ÷ 100) × $0.85 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $680 | $850 | $1020 |
| $250,000 | $1700 | $2125 | $2550 |
| $500,000 | $3400 | $4250 | $5100 |
| $1,000,000 | $6800 | $8500 | $10200 |

## Tips for Managing Class Code 1852 Workers' Comp Costs

- Eye protection is important despite the low-hazard nature of this work
- Chemical exposure from lens coatings requires proper ventilation

## Get a Quote for Class Code 1852

Contact Bright Coast Insurance for a workers' comp quote for class code 1852 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*