# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 1860 — Abrasive Wheel Mfg (FL)

**Class Code:** 1860  
**Description:** Abrasive Wheel Mfg  
**State:** FL  
**Rate:** $2.10 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 1860?

Class code 1860 covers abrasive wheel manufacturing, including the production of grinding wheels, cut-off wheels, and other bonded abrasive products. Work involves mixing abrasive compounds, pressing and curing wheels, balancing, and testing. Hazards include dust inhalation from abrasive materials, machinery operation risks, and the potential for wheel breakage during high-speed testing.

## Who Does Class Code 1860 Apply To?

Abrasive compound mixers, press operators, kiln workers, and quality control inspectors.

## Florida Examples — Class Code 1860

A manufacturing facility in Jacksonville producing grinding wheels for industrial applications. A specialized plant in Miami making cut-off wheels for construction and metal fabrication.

## How to Calculate Workers' Comp Premium for Class Code 1860

**Formula:** (Annual Payroll ÷ 100) × $2.10 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1680 | $2100 | $2520 |
| $250,000 | $4200 | $5250 | $6300 |
| $500,000 | $8400 | $10500 | $12600 |
| $1,000,000 | $16800 | $21000 | $25200 |

## Tips for Managing Class Code 1860 Workers' Comp Costs

- Respiratory protection is essential for abrasive dust exposure
- Wheel testing must follow ANSI safety standards to prevent explosive failures
- Separate clerical staff under code 8810

## Safety Recommendations for Class Code 1860

- Install and maintain effective dust collection systems and provide respirators.
- Implement strict lockout/tagout procedures for presses and provide comprehensive operator training.
- Ensure proper heat-resistant PPE for kiln workers and establish safe operating procedures.
- Mandate eye and hearing protection in all relevant work areas.

## Get a Quote for Class Code 1860

Contact Bright Coast Insurance for a workers' comp quote for class code 1860 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*