# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 2041 — Millwork Mfg (FL)

**Class Code:** 2041  
**Description:** Millwork Mfg  
**State:** FL  
**Rate:** $3.10 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 2041?

Class code 2041 covers millwork manufacturing, including the production of doors, windows, moldings, trim, and other architectural woodwork. Work involves operating specialized woodworking machinery to produce precise millwork components. Hazards include machine contact, wood dust, and noise.

## Who Does Class Code 2041 Apply To?

Millwork production workers, machine operators, and finishing workers.

## How to Calculate Workers' Comp Premium for Class Code 2041

**Formula:** (Annual Payroll ÷ 100) × $3.10 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2480 | $3100 | $3720 |
| $250,000 | $6200 | $7750 | $9300 |
| $500,000 | $12400 | $15500 | $18600 |
| $1,000,000 | $24800 | $31000 | $37200 |

## Tips for Managing Class Code 2041 Workers' Comp Costs

- Machine guarding and lockout/tagout are the primary safety priorities
- Separate installation of millwork under code 5437

## Get a Quote for Class Code 2041

Contact Bright Coast Insurance for a workers' comp quote for class code 2041 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*