# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 2081 — Pallet Mfg (FL)

**Class Code:** 2081  
**Description:** Pallet Mfg  
**State:** FL  
**Rate:** $3.16 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 2081?

Class code 2081 covers pallet manufacturing operations where wooden pallets are produced for shipping and storage. Work involves cutting lumber, assembling pallets with nail guns, and stacking finished pallets. Pallet manufacturing is a moderately hazardous operation due to the high-speed nail gun use, saw operation, and heavy material handling.

## Who Does Class Code 2081 Apply To?

Pallet nailers, saw operators, assembly workers, and forklift operators.

## How to Calculate Workers' Comp Premium for Class Code 2081

**Formula:** (Annual Payroll ÷ 100) × $3.16 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2531 | $3164 | $3797 |
| $250,000 | $6328 | $7910 | $9492 |
| $500,000 | $12656 | $15820 | $18984 |
| $1,000,000 | $25312 | $31640 | $37968 |

## Tips for Managing Class Code 2081 Workers' Comp Costs

- Nail gun injuries are the most common claim in pallet manufacturing — enforce proper nail gun safety
- Machine guarding on all saws is mandatory
- Forklift operator training is required for yard and warehouse operations

## Get a Quote for Class Code 2081

Contact Bright Coast Insurance for a workers' comp quote for class code 2081 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*