# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 2095 — Woodenware Mfg NOC (FL)

**Class Code:** 2095  
**Description:** Woodenware Mfg NOC  
**State:** FL  
**Rate:** $2.85 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 2095?

Class code 2095 covers woodenware manufacturing not otherwise classified, including the production of wooden handles, toys, novelties, and other small wooden products. Work involves operating lathes, drills, sanders, and other woodworking equipment.

## Who Does Class Code 2095 Apply To?

Woodenware production workers and machine operators.

## How to Calculate Workers' Comp Premium for Class Code 2095

**Formula:** (Annual Payroll ÷ 100) × $2.85 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2280 | $2850 | $3420 |
| $250,000 | $5700 | $7125 | $8550 |
| $500,000 | $11400 | $14250 | $17100 |
| $1,000,000 | $22800 | $28500 | $34200 |

## Tips for Managing Class Code 2095 Workers' Comp Costs

- Machine guarding is the primary safety priority
- Wood dust control reduces both respiratory hazards and fire risk

## Get a Quote for Class Code 2095

Contact Bright Coast Insurance for a workers' comp quote for class code 2095 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*