# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 2143 — Carpet or Rug Mfg (FL)

**Class Code:** 2143  
**Description:** Carpet or Rug Mfg  
**State:** FL  
**Rate:** $2.30 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 2143?

Class code 2143 covers carpet and rug manufacturing operations. Work involves operating large looms, tufting machines, and finishing equipment to produce carpet and rugs. Hazards include machine entanglement, noise, and chemical exposure from dyes and backing materials.

## Who Does Class Code 2143 Apply To?

Carpet tufting machine operators, loom operators, dye workers, and finishing workers.

## Florida Examples — Class Code 2143

This class code applies to large-scale textile manufacturers in Florida that specialize in producing broadloom carpet or area rugs, often operating out of industrial facilities in areas like Dalton, Georgia (though the code applies to Florida-based operations with similar processes). It would cover a company with 50-100 employees operating a full production line from yarn processing to finished product, supplying to retail chains or commercial clients.

## How to Calculate Workers' Comp Premium for Class Code 2143

**Formula:** (Annual Payroll ÷ 100) × $2.30 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1840 | $2300 | $2760 |
| $250,000 | $4600 | $5750 | $6900 |
| $500,000 | $9200 | $11500 | $13800 |
| $1,000,000 | $18400 | $23000 | $27600 |

## Tips for Managing Class Code 2143 Workers' Comp Costs

- Machine guarding on tufting and loom equipment is critical
- Chemical exposure from dyes and latex backing requires proper ventilation

## Safety Recommendations for Class Code 2143

- Implement strict lockout/tagout procedures and ensure all machinery has appropriate guarding to prevent entanglement.
- Provide personal protective equipment (PPE) such as respirators, gloves, and eye protection to mitigate exposure to dyes and chemicals.
- Utilize ergonomic lifting aids and encourage proper lifting techniques to reduce the risk of musculoskeletal injuries.
- Conduct regular safety training on machine operation, chemical handling, and emergency procedures.

## Get a Quote for Class Code 2143

Contact Bright Coast Insurance for a workers' comp quote for class code 2143 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*