# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 2388 — Rug Cleaning (FL)

**Class Code:** 2388  
**Description:** Rug Cleaning  
**State:** FL  
**Rate:** $2.60 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 2388?

Class code 2388 covers rug cleaning operations, including the cleaning of oriental rugs, area rugs, and specialty rugs. Work involves washing, drying, and finishing rugs, often using specialized equipment. Hazards include chemical exposure from cleaning agents, wet floor slips, and heavy lifting.

## Who Does Class Code 2388 Apply To?

Rug cleaners, washing machine operators, and finishing workers.

## Florida Examples — Class Code 2388

This class code applies to businesses like 'Oriental Rug Care of Naples,' a small, family-owned business specializing in the delicate cleaning and restoration of high-value rugs. It also covers larger operations such as 'Florida Rug Cleaners' in Orlando, which handles a higher volume of residential and commercial area rug cleaning, including pickup and delivery services.

## How to Calculate Workers' Comp Premium for Class Code 2388

**Formula:** (Annual Payroll ÷ 100) × $2.60 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2080 | $2600 | $3120 |
| $250,000 | $5200 | $6500 | $7800 |
| $500,000 | $10400 | $13000 | $15600 |
| $1,000,000 | $20800 | $26000 | $31200 |

## Tips for Managing Class Code 2388 Workers' Comp Costs

- Chemical handling procedures for cleaning agents must be documented
- Slip-and-fall prevention on wet floors is important

## Safety Recommendations for Class Code 2388

- Implement proper lifting techniques and provide ergonomic aids like dollies or hoists for moving heavy rugs to prevent back injuries.
- Ensure all work areas are well-drained and provide non-slip matting or footwear to prevent slips and falls on wet surfaces.
- Provide appropriate personal protective equipment (PPE) such as gloves, eye protection, and respirators when handling cleaning chemicals.
- Regularly inspect and maintain all specialized cleaning equipment to prevent malfunctions that could lead to accidents.

## Get a Quote for Class Code 2388

Contact Bright Coast Insurance for a workers' comp quote for class code 2388 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*