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2501FL

Bakery

Florida Workers' Compensation Class Code 2501 • FWCJUA / NCCI • Effective 2025-01-01

Current Rate

$1.85

per $100 of payroll

FWCJUA / NCCI 2025-01-01

What is Class Code 2501?

Class code 2501 covers commercial bakery operations, including the production of bread, pastries, cakes, and other baked goods. Work involves mixing dough, operating ovens and baking equipment, decorating, and packaging. Hazards include burns from ovens and hot surfaces, slips on flour-dusted floors, repetitive motion injuries, and heat stress in baking environments.

Who is Covered Under This Code?

Bakers, pastry chefs, oven operators, packaging workers, and delivery drivers.

Tips to Reduce Your Premium

  • Burns from ovens and hot surfaces are the most common claim type — enforce heat-resistant glove use
  • Slip-and-fall prevention on flour-dusted floors is important
  • Separate delivery drivers under a driving code if they operate independently

Rate Comparison by State

StateDescriptionRate / $100
FLBakery$1.85Current
MIBakery$1.70View
ILBakery$1.60View
TXBakery$1.50View
SCBakery$1.75View
NCBakery$1.40View

Frequently Asked Questions

What is workers comp class code 2501?

Class code 2501 covers commercial bakery operations, including the production of bread, pastries, cakes, and other baked goods. Work involves mixing dough, operating ovens and baking equipment, decorating, and packaging. Hazards include burns from ovens and hot surfaces, slips on flour-dusted floors, repetitive motion injuries, and heat stress in baking environments.

What is the workers comp rate for class code 2501 in Florida?

The current workers' compensation rate for class code 2501 in Florida is $1.85 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.

Who is covered under class code 2501?

Bakers, pastry chefs, oven operators, packaging workers, and delivery drivers.

How can I reduce my workers comp premium for class code 2501 in Florida?

Burns from ovens and hot surfaces are the most common claim type — enforce heat-resistant glove use Slip-and-fall prevention on flour-dusted floors is important Separate delivery drivers under a driving code if they operate independently

Do I need workers comp insurance for employees classified under code 2501 in Florida?

Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 2501 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.

Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.

Premium Estimator

Enter your annual payroll to estimate your base premium for code 2501 in FL.

Quick Facts

Class Code
2501
State
Florida
Rate per $100
$1.85
Rating Org
FWCJUA / NCCI
Effective
2025-01-01

Need a Quote for Code 2501?

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