# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 2503 — Candy Mfg (FL)

**Class Code:** 2503  
**Description:** Candy Mfg  
**State:** FL  
**Rate:** $1.60 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 2503?

Class code 2503 covers candy and confectionery manufacturing. Work involves cooking sugar and chocolate, operating candy-making machinery, and packaging finished products. Hazards include burns from hot sugar and cooking equipment, repetitive motion injuries, and slips on sweet-coated floors.

## Who Does Class Code 2503 Apply To?

Candy makers, chocolate workers, machine operators, and packaging workers.

## Florida Examples — Class Code 2503

This class code applies to businesses like a small, artisan chocolate shop in Winter Park that handcrafts gourmet truffles and bars, or a medium-sized candy factory in Orlando producing taffy and hard candies for statewide distribution. It also covers larger operations, such as a facility in Jacksonville manufacturing bulk chocolate for other food companies.

## How to Calculate Workers' Comp Premium for Class Code 2503

**Formula:** (Annual Payroll ÷ 100) × $1.60 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1280 | $1600 | $1920 |
| $250,000 | $3200 | $4000 | $4800 |
| $500,000 | $6400 | $8000 | $9600 |
| $1,000,000 | $12800 | $16000 | $19200 |

## Tips for Managing Class Code 2503 Workers' Comp Costs

- Burns from hot sugar are a significant hazard — enforce PPE requirements
- Slip-and-fall prevention is important in candy manufacturing environments

## Safety Recommendations for Class Code 2503

- Implement strict lockout/tagout procedures for all candy-making machinery during maintenance and cleaning to prevent accidental startups.
- Provide appropriate personal protective equipment, including heat-resistant gloves and aprons, for employees working with hot ingredients.
- Ensure floors are regularly cleaned and maintained to prevent slips caused by sugar, chocolate, or water spills.
- Train all employees on proper lifting techniques and provide ergonomic tools to reduce the risk of strains and sprains from repetitive tasks or heavy lifting.

## Get a Quote for Class Code 2503

Contact Bright Coast Insurance for a workers' comp quote for class code 2503 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*