# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 2570 — Fruit Packing (FL)

**Class Code:** 2570  
**Description:** Fruit Packing  
**State:** FL  
**Rate:** $3.20 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 2570?

Class code 2570 covers fruit packing operations, including the receiving, sorting, grading, packing, and shipping of fresh fruit. In Florida, this classification is common in citrus packing houses and tropical fruit operations. Work involves operating packing line machinery, handling fruit, and operating forklifts in cold storage areas. Hazards include machinery entanglement, cold storage exposure, and repetitive motion injuries.

## Who Does Class Code 2570 Apply To?

Packing house workers, sorters, graders, forklift operators, and cold storage workers.

## Florida Examples — Class Code 2570

This class code applies to large-scale citrus packing houses in Central Florida, processing oranges, grapefruits, and tangerines for distribution. It also covers smaller, family-owned operations in South Florida that pack specialty fruits like avocados or mangoes for local markets and regional shipping.

## How to Calculate Workers' Comp Premium for Class Code 2570

**Formula:** (Annual Payroll ÷ 100) × $3.20 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2560 | $3200 | $3840 |
| $250,000 | $6400 | $8000 | $9600 |
| $500,000 | $12800 | $16000 | $19200 |
| $1,000,000 | $25600 | $32000 | $38400 |

## Tips for Managing Class Code 2570 Workers' Comp Costs

- Machine guarding on packing line equipment is critical
- Cold storage work requires appropriate cold-weather PPE
- Ergonomic programs reduce repetitive motion injuries in sorting and packing operations

## Safety Recommendations for Class Code 2570

- Implement ergonomic workstations and provide regular rotation for workers performing repetitive tasks to reduce sprains and strains.
- Ensure all wet areas have proper drainage and non-slip flooring, and require employees to wear appropriate slip-resistant footwear.
- Provide comprehensive forklift safety training, including daily equipment checks and strict adherence to traffic patterns within the facility.
- Regularly inspect and maintain all machinery, including conveyor belts and sorting equipment, to prevent entanglement or crushing injuries.

## Get a Quote for Class Code 2570

Contact Bright Coast Insurance for a workers' comp quote for class code 2570 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*