# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 2651 — Dairy Products Mfg (FL)

**Class Code:** 2651  
**Description:** Dairy Products Mfg  
**State:** FL  
**Rate:** $2.20 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 2651?

Class code 2651 covers dairy products manufacturing, including the processing of milk into cheese, butter, ice cream, yogurt, and other dairy products. Work involves operating pasteurizers, separators, churns, and packaging equipment. Hazards include slips on wet floors, burns from hot processing equipment, and chemical exposure from cleaning agents.

## Who Does Class Code 2651 Apply To?

Dairy plant workers, pasteurizer operators, cheese makers, and packaging workers.

## Florida Examples — Class Code 2651

This class code applies to businesses like a medium-sized dairy processing plant in Okeechobee, Florida, that produces milk and butter for distribution across the state. It also covers smaller artisanal creameries in areas like Gainesville that specialize in crafting gourmet cheeses and yogurts for local markets and restaurants.

## How to Calculate Workers' Comp Premium for Class Code 2651

**Formula:** (Annual Payroll ÷ 100) × $2.20 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1760 | $2200 | $2640 |
| $250,000 | $4400 | $5500 | $6600 |
| $500,000 | $8800 | $11000 | $13200 |
| $1,000,000 | $17600 | $22000 | $26400 |

## Tips for Managing Class Code 2651 Workers' Comp Costs

- Slip-and-fall prevention on wet dairy plant floors is the top claims concern
- Chemical exposure from CIP (clean-in-place) cleaning chemicals requires proper PPE

## Safety Recommendations for Class Code 2651

- Implement non-slip flooring and ensure prompt cleanup of spills to prevent slips and falls in processing areas.
- Provide appropriate personal protective equipment, including cut-resistant gloves, for all employees operating machinery or handling sharp tools.
- Rotate tasks and provide ergonomic tools to reduce the risk of repetitive motion injuries for workers performing repetitive tasks.
- Ensure all machinery has proper guarding and that employees are thoroughly trained on safe operating procedures and lockout/tagout protocols.

## Get a Quote for Class Code 2651

Contact Bright Coast Insurance for a workers' comp quote for class code 2651 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*