# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

---

# Workers' Comp Class Code 2702 — Logging - Pulpwood (FL)

**Class Code:** 2702  
**Description:** Logging - Pulpwood  
**State:** FL  
**Rate:** $10.50 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

---

## What Is Class Code 2702?

Class code 2702 covers pulpwood logging operations, specifically the harvesting of timber for paper pulp production. Like general logging (0771), this is an extremely hazardous occupation involving chainsaw operation, felling trees, and operating skidders and log trucks in rough terrain. The fatality and injury rates for logging operations are among the highest of any industry.

## Who Does Class Code 2702 Apply To?

Pulpwood cutters, chainsaw operators, skidder operators, and log truck drivers.

## Florida Examples — Class Code 2702

This class code applies to businesses like 'Pine Ridge Pulpwood,' a 15-person operation in North Florida that fells pine trees and transports them to paper mills in Jacksonville. It also covers smaller, family-owned logging crews in the Panhandle that specialize in harvesting timber specifically for pulp production, often contracting with larger lumber companies.

## How to Calculate Workers' Comp Premium for Class Code 2702

**Formula:** (Annual Payroll ÷ 100) × $10.50 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $8400 | $10500 | $12600 |
| $250,000 | $21000 | $26250 | $31500 |
| $500,000 | $42000 | $52500 | $63000 |
| $1,000,000 | $84000 | $105000 | $126000 |

## Tips for Managing Class Code 2702 Workers' Comp Costs

- OSHA logging standard compliance is mandatory
- Mandatory safety training, PPE, and buddy systems reduce fatality risk
- Experience modification factor management is critical given the very high base rate

## Safety Recommendations for Class Code 2702

- Ensure all chainsaw operators are thoroughly trained in safe operating procedures, including proper felling techniques and personal protective equipment (PPE) usage.
- Implement strict felling plans and clear communication protocols to prevent struck-by incidents from falling trees or rolling logs.
- Regularly inspect and maintain all logging equipment, including chainsaws, skidders, and log trucks, to prevent mechanical failures that could lead to accidents.
- Provide comprehensive first aid training and readily accessible first aid kits on-site, given the remote nature of many logging operations.

## Get a Quote for Class Code 2702

Contact Bright Coast Insurance for a workers' comp quote for class code 2702 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



---

## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*