# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3076 — Ornamental Iron Work (FL)

**Class Code:** 3076  
**Description:** Ornamental Iron Work  
**State:** FL  
**Rate:** $3.40 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3076?

Class code 3076 covers ornamental iron work, including the fabrication and installation of decorative iron railings, gates, fences, and architectural metalwork. Work involves welding, grinding, and finishing decorative metal components. In Florida, ornamental iron work is common in residential and commercial construction.

## Who Does Class Code 3076 Apply To?

Ornamental iron workers, welders, grinders, and installers.

## Florida Examples — Class Code 3076

This class code applies to businesses like 'Artistic Ironworks of Orlando,' a 15-person shop fabricating and installing custom iron gates for high-end residential properties, or 'Miami Architectural Metals,' a larger firm with 30 employees specializing in decorative metal facades for commercial buildings and public art installations across South Florida.

## How to Calculate Workers' Comp Premium for Class Code 3076

**Formula:** (Annual Payroll ÷ 100) × $3.40 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2720 | $3400 | $4080 |
| $250,000 | $6800 | $8500 | $10200 |
| $500,000 | $13600 | $17000 | $20400 |
| $1,000,000 | $27200 | $34000 | $40800 |

## Tips for Managing Class Code 3076 Workers' Comp Costs

- Welding fume control is important even for decorative welding operations
- Separate shop fabrication from field installation if possible for rate differentiation

## Safety Recommendations for Class Code 3076

- Always wear appropriate personal protective equipment (PPE) including safety glasses, welding helmets, heavy-duty gloves, and steel-toed boots when handling materials or operating machinery.
- Ensure all welding and grinding equipment is regularly inspected and maintained, and use proper ventilation to prevent inhalation of fumes.
- Implement strict lifting protocols and utilize mechanical aids or team lifts for heavy or awkward pieces of metal to prevent back strains and other musculoskeletal injuries.
- Provide thorough training on safe operation of all fabrication equipment, including proper lockout/tagout procedures for maintenance and repairs.

## Get a Quote for Class Code 3076

Contact Bright Coast Insurance for a workers' comp quote for class code 3076 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*