# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3085 — Pump Mfg (FL)

**Class Code:** 3085  
**Description:** Pump Mfg  
**State:** FL  
**Rate:** $1.85 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3085?

Class code 3085 covers pump manufacturing operations, including the production of centrifugal pumps, positive displacement pumps, and related fluid handling equipment. Work involves machining, assembly, and testing of pump components.

## Who Does Class Code 3085 Apply To?

Pump assemblers, machinists, and test technicians.

## Florida Examples — Class Code 3085

This class code applies to businesses like 'AquaFlow Pump Solutions,' a medium-sized manufacturer in Orlando specializing in centrifugal pumps for municipal water treatment, or 'Precision Fluidics,' a smaller Sarasota-based company producing positive displacement pumps for marine applications and industrial process control.

## How to Calculate Workers' Comp Premium for Class Code 3085

**Formula:** (Annual Payroll ÷ 100) × $1.85 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1480 | $1850 | $2220 |
| $250,000 | $3700 | $4625 | $5550 |
| $500,000 | $7400 | $9250 | $11100 |
| $1,000,000 | $14800 | $18500 | $22200 |

## Tips for Managing Class Code 3085 Workers' Comp Costs

- Machine guarding and lockout/tagout are the primary safety priorities
- Hydraulic testing operations require pressure safety procedures

## Safety Recommendations for Class Code 3085

- Implement machine guarding on all rotating parts and pinch points on manufacturing equipment to prevent lacerations and crush injuries.
- Provide comprehensive training on proper lifting techniques and utilize mechanical aids like hoists or lift tables for handling heavy pump components.
- Ensure all employees wear appropriate personal protective equipment (PPE) including safety glasses, gloves, and steel-toed boots at all times in production areas.
- Regularly inspect and maintain all machinery and tools to prevent malfunctions that could lead to accidents.

## Get a Quote for Class Code 3085

Contact Bright Coast Insurance for a workers' comp quote for class code 3085 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*