# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3111 — Air Conditioning Equipment Mfg (FL)

**Class Code:** 3111  
**Description:** Air Conditioning Equipment Mfg  
**State:** FL  
**Rate:** $1.59 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3111?

Class code 3111 covers air conditioning equipment manufacturing, including the production of commercial and residential HVAC units, chillers, and air handling equipment. Work involves sheet metal fabrication, refrigerant handling, and assembly.

## Who Does Class Code 3111 Apply To?

HVAC equipment assemblers, sheet metal workers, and refrigerant technicians.

## Florida Examples — Class Code 3111

This class code applies to manufacturers like a medium-sized factory in Orlando producing commercial-grade HVAC units for hotels and office buildings, or a smaller Tampa-based company specializing in residential air conditioning systems. It also covers businesses that fabricate custom sheet metal components specifically for air handling equipment used in large industrial facilities across Florida.

## How to Calculate Workers' Comp Premium for Class Code 3111

**Formula:** (Annual Payroll ÷ 100) × $1.59 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1274 | $1593 | $1912 |
| $250,000 | $3186 | $3983 | $4779 |
| $500,000 | $6372 | $7965 | $9558 |
| $1,000,000 | $12744 | $15930 | $19116 |

## Tips for Managing Class Code 3111 Workers' Comp Costs

- Refrigerant handling requires EPA 608 certification
- Sheet metal handling requires cut-resistant gloves

## Safety Recommendations for Class Code 3111

- Implement strict lockout/tagout procedures and machine guarding on all sheet metal fabrication equipment to prevent accidental contact during operation and maintenance.
- Provide ergonomic lifting aids and encourage team lifting for heavy components to reduce the risk of back injuries and strains among workers.
- Ensure proper ventilation systems are in place and provide appropriate respiratory protection for employees working with refrigerants, welding, or other chemical processes.
- Conduct regular training on the safe handling and storage of refrigerants and other hazardous materials to prevent chemical burns and inhalation injuries.

## Get a Quote for Class Code 3111

Contact Bright Coast Insurance for a workers' comp quote for class code 3111 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*