# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3113 — Refrigeration Equipment Mfg (FL)

**Class Code:** 3113  
**Description:** Refrigeration Equipment Mfg  
**State:** FL  
**Rate:** $1.38 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3113?

Class code 3113 covers refrigeration equipment manufacturing, including the production of commercial refrigerators, freezers, and refrigeration systems. Work involves sheet metal fabrication, refrigerant handling, and assembly.

## Who Does Class Code 3113 Apply To?

Refrigeration equipment assemblers, sheet metal workers, and refrigerant technicians.

## Florida Examples — Class Code 3113

This class code applies to businesses like 'Arctic Chill Manufacturing,' a medium-sized company in Orlando producing commercial walk-in freezers for restaurants and grocery stores. It also covers smaller operations, such as a specialized fabrication shop in Jacksonville that custom-builds refrigeration units for marine vessels and industrial applications.

## How to Calculate Workers' Comp Premium for Class Code 3113

**Formula:** (Annual Payroll ÷ 100) × $1.38 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1105 | $1381 | $1657 |
| $250,000 | $2762 | $3453 | $4143 |
| $500,000 | $5524 | $6905 | $8286 |
| $1,000,000 | $11048 | $13810 | $16572 |

## Tips for Managing Class Code 3113 Workers' Comp Costs

- Refrigerant handling requires EPA 608 certification
- Electrical safety is important in refrigeration equipment assembly

## Safety Recommendations for Class Code 3113

- Implement robust machine guarding on all fabrication equipment, especially presses and shears, to prevent contact injuries.
- Provide comprehensive training on the safe handling and storage of refrigerants, including proper ventilation and personal protective equipment.
- Utilize ergonomic tools and workstations to minimize repetitive strain injuries during assembly tasks.
- Ensure all employees working with heavy components are trained in proper lifting techniques or utilize mechanical aids to prevent back injuries.

## Get a Quote for Class Code 3113

Contact Bright Coast Insurance for a workers' comp quote for class code 3113 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*