# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3118 — Turbine Mfg (FL)

**Class Code:** 3118  
**Description:** Turbine Mfg  
**State:** FL  
**Rate:** $1.39 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3118?

Class code 3118 covers turbine manufacturing, including the production of steam turbines, gas turbines, and wind turbines. Work involves precision machining of large components, assembly, and balancing of turbine rotors.

## Who Does Class Code 3118 Apply To?

Turbine assemblers, precision machinists, and test technicians.

## Florida Examples — Class Code 3118

This class code applies to large-scale manufacturing facilities, such as a 200-employee plant in Orlando specializing in the production of gas turbines for power generation, or a smaller 50-person company near Jacksonville fabricating components for wind turbine assemblies used in renewable energy projects across Florida and the Southeast.

## How to Calculate Workers' Comp Premium for Class Code 3118

**Formula:** (Annual Payroll ÷ 100) × $1.39 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1115 | $1394 | $1673 |
| $250,000 | $2788 | $3485 | $4182 |
| $500,000 | $5576 | $6970 | $8364 |
| $1,000,000 | $11152 | $13940 | $16728 |

## Tips for Managing Class Code 3118 Workers' Comp Costs

- Overhead crane safety is critical for handling large turbine components
- Precision machining requires strict machine guarding

## Safety Recommendations for Class Code 3118

- Implement proper lifting techniques and utilize mechanical aids for all heavy component handling to prevent musculoskeletal injuries.
- Ensure all precision machinery is equipped with appropriate guarding and that operators receive thorough training on safe operation and lockout/tagout procedures.
- Mandate the consistent use of personal protective equipment, including safety glasses, gloves, and steel-toed boots, in all manufacturing and assembly areas.
- Conduct regular inspections and maintenance of all equipment to identify and address potential hazards before they lead to accidents.

## Get a Quote for Class Code 3118

Contact Bright Coast Insurance for a workers' comp quote for class code 3118 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*