# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3126 — Agricultural Machinery Mfg (FL)

**Class Code:** 3126  
**Description:** Agricultural Machinery Mfg  
**State:** FL  
**Rate:** $2.08 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3126?

Class code 3126 covers agricultural machinery manufacturing, including the production of farm equipment such as combines, planters, and tillage equipment. Work involves heavy metal fabrication, welding, and assembly.

## Who Does Class Code 3126 Apply To?

Agricultural equipment assemblers, welders, and fabricators.

## Florida Examples — Class Code 3126

This class code applies to large-scale manufacturing plants, such as a 200-employee facility in rural Florida producing specialized citrus harvesting equipment, or a 75-person operation near Orlando fabricating components for irrigation systems and tractors. It also covers smaller workshops that custom-build or modify farm machinery for local agricultural businesses across the state.

## How to Calculate Workers' Comp Premium for Class Code 3126

**Formula:** (Annual Payroll ÷ 100) × $2.08 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1663 | $2079 | $2495 |
| $250,000 | $4158 | $5198 | $6237 |
| $500,000 | $8316 | $10395 | $12474 |
| $1,000,000 | $16632 | $20790 | $24948 |

## Tips for Managing Class Code 3126 Workers' Comp Costs

- Welding fume control is important in agricultural equipment manufacturing
- Heavy component handling requires proper lifting equipment

## Safety Recommendations for Class Code 3126

- Implement strict lockout/tagout procedures for all machinery during maintenance and repair to prevent accidental startup.
- Provide and enforce the use of appropriate personal protective equipment (PPE), including welding helmets, safety glasses, gloves, and flame-resistant clothing.
- Utilize ergonomic lifting aids and encourage proper lifting techniques to reduce the risk of back injuries during material handling.
- Ensure all employees receive comprehensive training on the safe operation of specific machinery and tools they will be using.

## Get a Quote for Class Code 3126

Contact Bright Coast Insurance for a workers' comp quote for class code 3126 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*