# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

---

# Workers' Comp Class Code 3131 — Mining Machinery Mfg (FL)

**Class Code:** 3131  
**Description:** Mining Machinery Mfg  
**State:** FL  
**Rate:** $2.60 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

---

## What Is Class Code 3131?

Class code 3131 covers mining machinery manufacturing, including the production of drilling equipment, crushing machinery, and ore processing equipment. Work involves heavy metal fabrication, welding, and assembly of large industrial machinery.

## Who Does Class Code 3131 Apply To?

Mining equipment fabricators, welders, and assemblers.

## Florida Examples — Class Code 3131

This class code applies to manufacturing facilities in Florida that specialize in producing heavy machinery for the mining industry. For instance, a medium-sized plant in Lakeland might focus on fabricating large-scale conveyor systems and crushing equipment for aggregate quarries, employing around 50-100 skilled workers. Another example could be a smaller, specialized workshop near Ocala that manufactures custom drilling components for phosphate mining operations.

## How to Calculate Workers' Comp Premium for Class Code 3131

**Formula:** (Annual Payroll ÷ 100) × $2.60 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2080 | $2600 | $3120 |
| $250,000 | $5200 | $6500 | $7800 |
| $500,000 | $10400 | $13000 | $15600 |
| $1,000,000 | $20800 | $26000 | $31200 |

## Tips for Managing Class Code 3131 Workers' Comp Costs

- Heavy component handling requires overhead cranes and proper rigging
- Welding fume control is critical in heavy equipment manufacturing

## Safety Recommendations for Class Code 3131

- Implement strict lockout/tagout procedures for all machinery during maintenance and repairs to prevent accidental startups.
- Provide and enforce the consistent use of appropriate personal protective equipment (PPE), including steel-toed boots, welding helmets, cut-resistant gloves, and eye protection.
- Ensure proper training on the safe operation of all heavy machinery and material handling equipment, including forklifts and overhead cranes.
- Regularly inspect and maintain all machinery and tools to ensure they are in safe working condition and address any defects immediately.

## Get a Quote for Class Code 3131

Contact Bright Coast Insurance for a workers' comp quote for class code 3131 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



---

## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*