# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3145 — Sewing Machine Mfg (FL)

**Class Code:** 3145  
**Description:** Sewing Machine Mfg  
**State:** FL  
**Rate:** $1.45 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3145?

Class code 3145 covers sewing machine manufacturing. Work involves precision machining, assembly, and testing of sewing machines and related textile equipment. This is a relatively low-risk manufacturing classification.

## Who Does Class Code 3145 Apply To?

Sewing machine assemblers, machinists, and test technicians.

## Florida Examples — Class Code 3145

This class code applies to businesses like 'Singer Manufacturing Co.' or 'Juki America, Inc.' if they had manufacturing facilities in Florida. It would cover a medium-sized factory in Orlando employing 50-100 workers who assemble industrial sewing machines for apparel companies, or a smaller specialized shop in Miami with 20 employees producing custom embroidery machines.

## How to Calculate Workers' Comp Premium for Class Code 3145

**Formula:** (Annual Payroll ÷ 100) × $1.45 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1160 | $1450 | $1740 |
| $250,000 | $2900 | $3625 | $4350 |
| $500,000 | $5800 | $7250 | $8700 |
| $1,000,000 | $11600 | $14500 | $17400 |

## Tips for Managing Class Code 3145 Workers' Comp Costs

- Machine guarding on machining equipment is the primary safety priority

## Safety Recommendations for Class Code 3145

- Implement and strictly enforce lockout/tagout procedures during machine maintenance and adjustments to prevent unexpected startups.
- Provide ergonomic workstations and tools to reduce repetitive strain on hands, wrists, and arms for assembly and precision work.
- Ensure all machinery has appropriate guarding in place and conduct regular inspections to verify their effectiveness and integrity.
- Train employees thoroughly on safe machine operation, including emergency stop procedures and proper material handling techniques.

## Get a Quote for Class Code 3145

Contact Bright Coast Insurance for a workers' comp quote for class code 3145 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*