# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L132181  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3188 — Battery Mfg (FL)

**Class Code:** 3188  
**Description:** Battery Mfg  
**State:** FL  
**Rate:** $2.80 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3188?

Class code 3188 covers battery manufacturing operations, including the production of lead-acid batteries, lithium batteries, and other energy storage devices. Work involves handling lead, acid, lithium, and other hazardous materials. Lead-acid battery manufacturing involves significant lead exposure risk, making this a higher-hazard classification.

## Who Does Class Code 3188 Apply To?

Battery assemblers, plate makers, and chemical handlers.

## Florida Examples — Class Code 3188

This class code applies to businesses like a medium-sized battery manufacturing plant in Jacksonville producing lead-acid batteries for automotive applications, or a smaller startup in Orlando specializing in lithium-ion battery assembly for electric vehicles and renewable energy storage solutions. It also covers companies that manufacture specialized battery components for industrial uses across Florida.

## How to Calculate Workers' Comp Premium for Class Code 3188

**Formula:** (Annual Payroll ÷ 100) × $2.80 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $2240 | $2800 | $3360 |
| $250,000 | $5600 | $7000 | $8400 |
| $500,000 | $11200 | $14000 | $16800 |
| $1,000,000 | $22400 | $28000 | $33600 |

## Tips for Managing Class Code 3188 Workers' Comp Costs

- Lead exposure monitoring and medical surveillance are required for lead-acid battery workers
- Acid handling procedures require chemical-resistant PPE
- Lithium battery manufacturing requires special fire safety procedures

## Safety Recommendations for Class Code 3188

- Implement robust ventilation systems and personal protective equipment (PPE), including respirators, gloves, and eye protection, to minimize exposure to hazardous chemicals and lead dust.
- Provide comprehensive training on safe chemical handling procedures, spill containment, and emergency response protocols for all employees.
- Utilize ergonomic tools and workstations to reduce the risk of repetitive motion injuries during battery assembly and handling tasks.
- Regularly monitor employee blood lead levels and enforce strict hygiene practices, including handwashing stations and designated eating areas, to prevent lead contamination.

## Get a Quote for Class Code 3188

Contact Bright Coast Insurance for a workers' comp quote for class code 3188 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L132181) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 9 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*