# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3241 — Automobile Parts Mfg (FL)

**Class Code:** 3241  
**Description:** Automobile Parts Mfg  
**State:** FL  
**Rate:** $2.46 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3241?

Class code 3241 covers automobile parts manufacturing, including the production of engine components, transmission parts, and other vehicle components. Work involves machining, casting, and assembly of precision automotive parts.

## Who Does Class Code 3241 Apply To?

Automotive parts machinists, assemblers, and quality control workers.

## Florida Examples — Class Code 3241

This class code applies to businesses like a medium-sized manufacturing plant in Orlando producing custom engine blocks for luxury car modifications or a smaller facility in Jacksonville specializing in the fabrication of specialized transmission gears for heavy-duty trucks. It also covers operations like a precision machining shop in South Florida that manufactures intricate sensors and electronic components for automotive systems.

## How to Calculate Workers' Comp Premium for Class Code 3241

**Formula:** (Annual Payroll ÷ 100) × $2.46 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1966 | $2457 | $2948 |
| $250,000 | $4914 | $6143 | $7371 |
| $500,000 | $9828 | $12285 | $14742 |
| $1,000,000 | $19656 | $24570 | $29484 |

## Tips for Managing Class Code 3241 Workers' Comp Costs

- Machine guarding and lockout/tagout are the primary safety priorities
- Cutting fluid exposure requires skin protection programs

## Safety Recommendations for Class Code 3241

- Ensure all machinery is equipped with appropriate guards and emergency stop buttons, and that operators are thoroughly trained on safe operating procedures.
- Implement a comprehensive lockout/tagout program to prevent accidental machine startup during maintenance or repair activities.
- Provide ergonomic workstations and encourage regular stretching exercises to mitigate repetitive motion injuries among assembly workers.
- Supply and enforce the use of personal protective equipment (PPE) including safety glasses, gloves, steel-toed boots, and respirators where appropriate.

## Get a Quote for Class Code 3241

Contact Bright Coast Insurance for a workers' comp quote for class code 3241 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*