# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 323-0785 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3257 — Motorcycle Mfg (FL)

**Class Code:** 3257  
**Description:** Motorcycle Mfg  
**State:** FL  
**Rate:** $2.40 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3257?

Class code 3257 covers motorcycle manufacturing operations. Work involves welding frames, assembling engines and components, and testing finished motorcycles.

## Who Does Class Code 3257 Apply To?

Motorcycle assemblers, frame welders, engine assemblers, and test riders.

## Florida Examples — Class Code 3257

This class code applies to specialized manufacturers, such as a boutique custom motorcycle builder in Orlando employing 15 skilled technicians, or a larger facility in Jacksonville assembling electric motorcycles with a workforce of 50. It also covers smaller operations focused on specific components, like a 5-person shop in Miami fabricating custom motorcycle frames.

## How to Calculate Workers' Comp Premium for Class Code 3257

**Formula:** (Annual Payroll ÷ 100) × $2.40 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1921 | $2401 | $2881 |
| $250,000 | $4802 | $6002 | $7203 |
| $500,000 | $9604 | $12005 | $14406 |
| $1,000,000 | $19208 | $24010 | $28812 |

## Tips for Managing Class Code 3257 Workers' Comp Costs

- Welding fume control is important for frame welding
- Test riding operations require appropriate safety gear

## Safety Recommendations for Class Code 3257

- Implement machine guarding on all presses, grinders, and cutting tools to prevent contact injuries.
- Provide and enforce the use of appropriate personal protective equipment (PPE), including welding helmets, safety glasses, gloves, and steel-toed boots.
- Establish ergonomic workstations and provide training on proper lifting techniques to reduce musculoskeletal injuries.
- Develop and strictly adhere to safe operating procedures for all machinery and vehicle testing protocols.

## Get a Quote for Class Code 3257

Contact Bright Coast Insurance for a workers' comp quote for class code 3257 in FL:

- **Phone:** (239) 323-0785
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 323-0785 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*