# Bright Coast Insurance

**Florida-Licensed Independent Insurance Agency** | Florida License #L103957  
Phone: (239) 475-0361 | Email: support@brightcoastins.com  
Address: PO Box 417, Pineland, FL 33945  
Website: https://brightcoastins.com  
Google Business Profile: https://www.google.com/maps/search/?api=1&query=Bright+Coast+Insurance&query_place_id=ChIJ2bHi4scRv4gRzuxlEjQ0a84

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# Workers' Comp Class Code 3270 — Aircraft Mfg (FL)

**Class Code:** 3270  
**Description:** Aircraft Mfg  
**State:** FL  
**Rate:** $1.50 per $100 of payroll  
**Source:** NCCI (National Council on Compensation Insurance)

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## What Is Class Code 3270?

Class code 3270 covers aircraft manufacturing operations, including the production of commercial, military, and general aviation aircraft. Work involves precision machining, composite fabrication, assembly, and testing. Aircraft manufacturing is a highly regulated industry with strict quality and safety standards. Despite the complexity of the work, injury rates are relatively moderate due to the emphasis on precision and safety culture.

## Who Does Class Code 3270 Apply To?

Aircraft assemblers, sheet metal workers, composite technicians, and avionics installers.

## Florida Examples — Class Code 3270

This class code applies to large-scale aerospace manufacturers like Boeing or Lockheed Martin with thousands of employees, as well as smaller, specialized companies in Florida such as those producing components for general aviation aircraft or drones, employing 50-200 workers. It also covers businesses involved in the assembly of aircraft sub-systems and specialized aircraft modification facilities located near major Florida airfields.

## How to Calculate Workers' Comp Premium for Class Code 3270

**Formula:** (Annual Payroll ÷ 100) × $1.50 × Experience Modification Rate (EMR)

| Annual Payroll | EMR 0.80 | EMR 1.00 | EMR 1.20 |
|---|---|---|---|
| $100,000 | $1202 | $1502 | $1802 |
| $250,000 | $3004 | $3755 | $4506 |
| $500,000 | $6008 | $7510 | $9012 |
| $1,000,000 | $12016 | $15020 | $18024 |

## Tips for Managing Class Code 3270 Workers' Comp Costs

- FAA-mandated quality and safety programs contribute to relatively low injury rates
- Composite material handling requires respiratory protection from fiberglass and carbon fiber dust
- Separate any flight test operations under an appropriate aviation code

## Safety Recommendations for Class Code 3270

- Implement ergonomic workstations and provide regular training on proper lifting techniques to reduce musculoskeletal injuries during assembly.
- Ensure all workers use appropriate personal protective equipment (PPE) such as cut-resistant gloves, safety glasses, and respirators when handling materials or chemicals.
- Provide comprehensive training on the safe use of all machinery and tools, including lockout/tagout procedures for maintenance.
- Maintain excellent ventilation systems in areas where solvents, paints, or composite resins are used to minimize respiratory and chemical exposure risks.

## Get a Quote for Class Code 3270

Contact Bright Coast Insurance for a workers' comp quote for class code 3270 in FL:

- **Phone:** (239) 475-0361
- **Email:** support@brightcoastins.com
- **Online:** [Workers' Comp Calculator](https://brightcoastins.com/comp-calculator)
- **Class Code Lookup:** [https://brightcoastins.com/workers-comp-codes/fl](https://brightcoastins.com/workers-comp-codes/fl)



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## About Bright Coast Insurance

Bright Coast Insurance is a Florida-licensed independent insurance agency (Florida License #L103957) specializing in commercial insurance for Florida contractors, builders, property owners, and HOA/condo associations. As an independent agency, we represent multiple carriers including US Assure (builders risk), Employers Holdings, AmTrust Financial, and others — allowing us to find the best coverage at the most competitive rate for each client.

**Contact:** (239) 475-0361 | support@brightcoastins.com  
**Address:** PO Box 417, Pineland, FL 33945  
**Website:** https://brightcoastins.com  
**Hours:** Monday–Friday, 8 AM–5 PM ET

*Bright Coast Insurance is an authorized FWCJUA placement agency and an authorized US Assure builders risk agency.*